Finance with Klarna
0% finance for
100% comfort
Flexible payment options when you spend £400 or more
Sleep now and pay later with MattressNextDay
At MattressNextDay, we believe that everybody deserves a good night's sleep, no matter their circumstances. That's why we've joined forces with Klarna to offer flexible finance options on our extensive range of beds and mattresses. Whether you need a better night's sleep ASAP but can only pay next month, or just want to spread the cost of your new mattress to make life a little easier, we've got you covered with options to suit any budget.
Why choose MattressNextDay for
your bed and mattress needs?
Spread the cost with Klarna finance, making payments manageable and stress-free
Get your dream bed or mattress delivered straight to your door as soon as tomorrow
From ottoman beds to mattresses on finance, find exactly what you need for a perfect night's sleep
Flexible payment options
with Klarna"The whole experience of finding, ordering, getting finance sorted and arranging delivery online was a pain-free experience.”
- Mrs Hari
Four easy steps to finance your
MattressNextDay purchase
Add to cart
Choose your ideal bed or mattress (or both!) and add it to your shopping basket (just make sure your order is over £400)
Select Klarna at checkout
When prompted, select Klarna as your payment method
Choose your plan
Choose the Klarna finance option that suits you - be it pay in 30 days, pay in 3 installments, or a longer-term finance bed plan
Complete your order
Finalise your purchase and await your new dreamy sleep set-up
Why should you
choose Klarna?

Worried about your credit score? Klarna considers multiple factors to give you the best chance of approval
Transparent terms with no surprises
Use the Klarna app to keep track of your purchases and payments
Sometimes you need a new bed or mattress asap, but your finances don't agree. From sofa beds on finance to a range of kid's mattresses, beds, and bedding with flexible payment options, you can sort your family's sleeping situation out quickly and easily, simply paying when you can. Combine our free next day delivery service with our finance options, and it's a no-brainer!
The answers you might be looking for…
Yes, Klarna's flexible financing options may still be available to you. They perform a soft credit check that does not affect your credit score, helping anyone enjoy a mattress on finance.
Yes, we have a range of interest free beds and mattresses. Many of our products are eligible for 0% finance, allowing you to spread the cost without any extra charges and sleep even more easily.
Yes, you can enjoy next day delivery on many of our beds on finance. Look for products that say ‘next day delivery’ and you’ll be enjoying your new bed or mattress on finance in no time.
To get your order with a flexible payment option, it simply has to be £400 or more. This includes our bed frames, mattresses, and bedding, so whether you’re buying a mattress on Klarna or a bed on finance, or even both, you can spread the cost.
Absolutely! You can pay off your Klarna balance at any time through the Klarna app or website. After completing your purchase on MattressNextDay, you'll gain access to these platforms where you can manage your account and find more information about early repayment.
Question not here?
Why not ask Kip™ to help?Ready to transform your sleep?
Don't let budget constraints keep you from the sleep you deserve. With MattressNextDay and Klarna, you can invest in quality sleep solutions without the upfront cost. Explore our range of beds and mattresses available on finance and take the first step towards better sleep.
Mattresses on finance
All of our products are available on finance, as long as your
order reaches £400. Here's just a few of our sleep favourites you might want to add to your basket...



If you have any questions or queries about buying a bed with Klarna, you can chat to our friendly Sleep Experts via our Contact Us page. Here, our customer service team can take you through our payment options and even help you decide which bed or mattress suits you!
Sleep now and pay later with MattressNextDay.
Latest buying guides
MattressNextDay (Bedsonline.biz Ltd) proudly holds authorisation and regulation by the Financial Conduct Authority (FCA FRN 710091). Acting as a credit intermediary, we don't lend directly but offer credit products exclusively provided by Klarna Bank AB (publ). It's worth noting that products like [Pay in 30 days and Pay in 3 instalments] aren't regulated by the FCA. Any missed payments on these might influence your credit standing with Klarna and other lenders.